Financial Well-Being with Fidelity
Take control over your full financial picture with help from Fidelity.
NetBenefits® has evolved into a comprehensive Financial Wellness portal, giving you a holistic view of your finances along with actionable next steps that you can consider across your financial needs and benefits — all in one, trusted place.
Planning and Guidance Center1
The Planning & Guidance Center makes it easier to plan for the retirement you envision. By answering just a few questions, you’ll be able to estimate how much income you may have in retirement, receive next steps to consider helping you get on track, and build your retirement plan in minutes. Click on the Planning link on NetBenefits® to access the tool.
Personalized Planning and Advice
Fidelity offers professional investment management services for your workplace savings plan account. Designed to help keep you on track by monitoring and adjusting your investments, providing you updates on your progress, and adjusting your strategy as your personal needs or situation change. This service provides advisory services for a fee.
Fidelity Investor Centers2
As a Hexcel employee, services offered through a Fidelity Investor Center are free to you. Get help with:
- Investment strategies
- Retirement income planning
- Income and asset protection
- Family assistance
Workplace Planning and Advice Professionals
Want to speak to someone? Call 800-603-4015 for help for things like in-depth retirement or multi-goal planning.
NetBenefits® Mobile App
Download the NetBenefits® mobile app and get access anytime to all of these great resources!
Money Management International (MMI)
MMI offers counseling services and debt management planning that can make paying down your credit card debt easier. The service provides access to live credit counseling services and a competitively priced debt management plan.
Through our relationship with Fidelity, Hexcel negotiated rates include a $30 initiation fee (normally $75) and a monthly maintenance fee (maximum $50). No one will be denied access to a debt management plan based on their inability to pay fees.
IDnotify
CSID/Experian provides comprehensive credit and identity solutions, including identity monitoring, full restoration services and identity theft insurance. Three levels of protection services are offered ranging from a cost of $5.99 to $14.99 per month.
Credible
Credible offers access to refinancing services that can make managing student debt easier. Credible’s online marketplace lets users compare offers across lenders, determine if refinancing is a fit and select an offer that best fits their objectives. There are no service fees, and none of Credible’s lending partners charge loan origination fees for student debt refinancing.
Financial Wellness Checkup
As part of WellHexcel, you can receive points when you complete the Financial Wellness Checkup through your Fidelity account. Participate in a financial workshop either live web or on-demand.
Free Online Workshops
Fidelity’s online workshops can give you the knowledge you need to help you create and follow a more successful path to retirement. Below are just a few of the topics covered:
- Budget and debt management
- Saving for multiple goals
- Investing and choosing your investment approach
- Building a retirement income plan
- Estate planning
Visit netbenefits.fidelity.com/workshopregistration to learn more.
1 IMPORTANT: The projections or other information generated by the Planning & Guidance Center’s Retirement Analysis regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Your results may vary with each use and over time.
2 Investor Center products and services are offered beyond those of your 401(k) Plan. You should first engage with a Workplace Planning and Advice Professional to determine if your needs are considered more complex where an appointment with a Fidelity Representative is recommended.